Is it time to consider consolidating debt?

At SJ Financial Services, we often come across young people who feel overwhelmed by deb. Unfortunately, it’s easy to find yourself financially extended.

Caught up in the excitement of having a ‘proper job’, they think they’re earning good money and can afford to finance a new car.

Key tips for small business

Owning and operating a small business can be extremely satisfying and financially rewarding.Using your skills, knowledge and experience to create a successful operation takes time, effort and determination.

SME instant asset write-off increased and extended

If you own a small business, we have great news! The instant asset write-off threshold has been increased to $30,000 and extended to 30 June 2020.

How often should I update my vehicle to maximise tax deductions?

For those looking to update regularly, whether it is to have a vehicle with warranty, one better fit for their purpose or just to have something more modern, this article will look at the maximum you should spend and how long should you keep it. Everyone’s situation is different and there are always exceptions to the rule, but we will take a general approach to the matter.