How often should I update my vehicle to maximise tax deductions?

Written by on May 03, 2019

For those looking to update regularly, whether it is to have a vehicle with warranty, one better fit for their purpose or just to have something more modern, this article will look at the maximum you should spend and how long should you keep it. Everyone’s situation is different and there are always exceptions to the rule, but we will take a general approach to the matter.

Tips for applying for your first loan

Written by Sandra on Apr 15, 2019

Preparing to make your first loan application can be a little daunting. So we at SJ Financial Services have put together the tops tips you should follow to relieve the stress and increase the likelihood of your first loan application being successful.

What your bank statements say about your spending habits

Written by Sandra on Apr 09, 2019

To no one’s great surprise, lenders are now more thorough in combing through your financial situation when asked for money. These checks are used to highlight spending patterns you may not realise could be detrimental to your chances of securing a loan.

Buying a used car: why you need to know its history

Written by Sandra on Mar 12, 2019

Here is our quick guide to understanding a car’s history, including important background checks, and the benefits of purchasing through a licensed dealer.