About SJ Financial Services
We deal with a number of lenders and can arrange the best loan to suit your needs.
At SJ Financial Services we promote responsible borrowing and will arrange terms to suit your finances and personal situation. We can get you pre-approved for a loan and you will know how much you can afford to borrow and what your repayments will be.
You can be confident that you are dealing with a reputable company, with a long history in the financial services industry.
These days it is quite easy to find yourself with a less than favourable credit report, and in most cases we find a solution!
Sandra is the Managing Director of SJ Financial Services. She’s been involved in the finance broking industry since 1991 and has a close association with both the motor dealer network and multiple lender partners. Sandra started her own finance broking business in 2000 after a successful career managing a Sydney-based broker business in Newcastle. She loves starting the day with yoga or a walk on the beach with her family and dog Bella in tow. Sandra is married to Nat Jeffery who worked for NBN television for 28 years. You might remember him as the NBN weatherman and host of Today Extra. He also worked for 2KO doing surf and weather reports, and among other things, was a founder of Newcastle’s iconic Surfest.
Home Loan consultant
As our Mortgage specialist, Jen's proven success in lending makes her a perfect fit for our team. Jen has worked in the financial sector since age 17, gaining invaluable experience in numerous positions, from Retail, Small Business, Business Banking, Financial Planning and Mortgage solutions. With her passion for banking and finance, Jen has loved helping 1000’s of clients build their personal and business dreams.
A lover of endurance sports and triathlons, Jen most recently represented Australia at the ITU Triathlon Multisport World Championships in Spain. However, her biggest achievements in life are her 2 beautiful and very active children. On the weekends, you’ll find her out and about swimming, riding bikes, hiking and running, in new places to explore.
Nick is our head of finance, leading a team of incredible brokers. Specialising in commercial and personal lending, Nicks level of experience and customer service is second to none. Outside of work, Nick transfers his passion for finance into his passion for health and fitness. This man loves a challenge, big or small.
Client relationship Officer
Jacqui brings a passion for people that is difficult to match. Always maintaining her client’s best interest at heart, Jacqui’s experience, dedication, and meticulous attention to detail, allows her to provide a holistic approach to her clients.
Keeping her finger on the pulse, consistently seeking growth opportunities and researching new market trends in order to provide a better service to her clients,Jacqui is a forward thinker with a proactive approach to all she applies herself too.
Olivia has previously worked in insolvency and sales environments but has ventured into finance with a determination to take on new challenges, opportunities and a desire to excel. Olivia approaches her task with a willing and positive attitude, with a strong emphasis of customer service and a desire to meet her client's needs.
Outside of work, Olivia has competed in Equestrian at state and national levels, enjoys riding her motorbike and going to the gym. She has an interest in cars which has been passed down from her dad and you'll sometimes find her at car meets on weekends or helping her dad in the garage. Olivia is always looking for a new challenge or adventure with a "go-getter" attitude towards life.
Online finance broker
Kyle joins our team with many years behind him in the motor industry across multiple new and used car dealerships, working his way up the ranks, to Senior Finance Manager. Kyle enjoys the car trade, partly for his own car enthusiasm but mainly meeting so many different people and helping them through the car buying & application process.
Outside of work, Kyle loves spending time with his young family & tinkering on his much loved motorbikes.
Trainee Finance Broker
Loren joins the team with extensive experience in customer service. Our newest member, Loren's gift is her communication & organisational skills. Loren's role at SJ Financial Services is to make sure our clients dreams become a reality through #loansimplicity. Outside of work, Loren enjoys being active, cooking, spending time at the beach and walking her dogs Otis & Tyse.
Have you been declined?
Find out the top 5 reasons why
Getting into a good credit position before you next apply for a loan can help increase the likelihood of you getting approved. Take our quick quiz to see if you’re credit ready.