About Us

Sandra is the Managing Director of SJ Financial Services. She’s been involved in the finance broking industry since 1991 and has a close association with both the motor dealer network and multiple lender partners. Sandra started her own finance broking business in 2000 after a successful career managing a Sydney-based broker business in Newcastle. She loves starting the day with yoga or a walk on the beach with her family and dog Bella in tow. Sandra is married to Nat Jeffery who worked for NBN television for 28 years. You might remember him as the NBN weatherman and host of Today Extra. He also worked for 2KO doing surf and weather reports, and among other things, was a founder of Newcastle’s iconic Surfest.

As our Mortgage specialist, Jen's proven success in lending makes her a perfect fit for our team. Jen has worked in the financial sector since age 17, gaining invaluable experience in numerous positions, from Retail, Small Business, Business Banking, Financial Planning and Mortgage solutions. With her passion for banking and finance, Jen has loved helping 1000’s of clients build their personal and business dreams.

A lover of endurance sports and triathlons, Jen most recently represented Australia at the ITU Triathlon Multisport World Championships in Spain. However, her biggest achievements in life are her 2 beautiful and very active children. On the weekends, you’ll find her out and about swimming, riding bikes, hiking and running, in new places to explore.

Nick is our head of finance, leading a team of incredible brokers. Specialising in commercial and personal lending, Nicks level of experience and customer service is second to none. Outside of work, Nick transfers his passion for finance into his passion for health and fitness. This man loves a challenge, big or small.

A lover of cars and all things finance, Ethan is the perfect fit in our online finance space. With a background working in multiple dealership departments, Ethan loves the process of sales, negotiation, and getting our clients their dream car/finance package. In his free time, you will find him in the gym, spending time getting more tattoos, or spending time with his girlfriend. An avid traveller, one of his favourite destinations is Japan.

Kyle joins our team with many years behind him in the motor industry across multiple new and used car dealerships, working his way up the ranks, to Senior Finance Manager. Kyle enjoys the car trade, partly for his own car enthusiasm but mainly meeting so many different people and helping them through the car buying & application process.

Outside of work, Kyle loves spending time with his young family & tinkering on his much loved motorbikes.

Sam is our Melbourne Finance Specialist operating out of Just Honk in Laverton North. Sam loves nothing more than to see our clients driving away in their dream car with a great finance package, and that’s what he does best! So, if you’re in Melbourne, or even from another state for that matter, Sam has a wealth of knowledge in motor vehicle finance. Whether its for private or business use, Sam really knows how to package a great deal with affordable repayments to suit your budget.

Jesse is SJ Financial Services’ newest and fastest progressing team member. Jesse was born and raised in Aberdeen, but has called the Gold Coast, Sydney, and now Newcastle home. During this time, he has amassed a high proficiency for consultation and service through previous experience in the telecommunications and automotive industries. Jesse has found this to experience to translate exceptionally well into his role of Finance Consultant.

Out of business hours, you could find Jesse at Alpha MMA at Cardiff, where he trains as he has competed multiple times in boxing/Muay Thai; which he says his favourite fighters are Robert Whittaker and John Wayne Parr. Otherwise, you may bump into him trying out one of the many restaurants around the Newcastle area as he is a bit of a foodie, and loves trying out things he has not experienced before.