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LOANS & RESIDENTIAL MORTGAGES
SJ Financial Services deal with all of the major mortgage lenders and will assist you from start to finish in your purchase. We can assist you to select the best loan for your new purchase, or to refinance an existing loan.
MORTGAGE FINANCE
There are many options available:
- A range of variable rates.
- Fixed rates.
- Full doc
- Lo doc (no financials required)
- No doc (no documentation required)
- Redraw facility.
- Mortgage Offset Accounts.
- Professional packages
- House and Land loans.
- Refinancing and debt reduction
- Loan splits
INVESTMENT PROPERTY LOANS
SJ Financial Services offers access to a range of loans for investment properties.
We can assist you to get the maximum value from your investment.
Loan options
Loan Options include:
- Principal and Interest.
- Interest Only.
- A range of Variable Rates.
- Fixed Rates.
- Full doc
- Lo doc (no financials required)
- No doc (no documentation required)
- Professional packages
- Loan splits
- Construction loans
- Land loans
COMMERCIAL PROPERTIES
SJ Financial Services can assist the business owner interested in purchasing their own premises.
Our network of lenders allows us to source the best loan for your purposes.
Loan options
Our loan options include:
- Interest-only or Principal & Interest loans
- Variable or fixed rates
- Construction loans
- Full doc
- Lo doc (no financials required)
- No doc (no documentation required)
- Loan splits
DEPOSIT BONDS
Deposit Bonds provide an alternative to a cash deposit, when purchasing a property. The Deposit Bond acts as a form of guarantee and at SJ Financial Services we can help you organise a deposit bond quickly and easily.
There are many situations where a Deposit Bond is a viable option.
When you prefer not to tie up cash reserves or when settlement may be some time off are just some examples.
The Deposit Bond provides insurance to the vendor that you will pay the deposit amount in cash at settlement and can be a great asset to the buyer in controlling cash flow.
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