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Sandra Jeffery - Managing Director of SJ Financial Services 
Sandra is the Managing Director of SJ Financial Services and has been in the industry since 1991. Prior to starting her own business in 1999, Sandra was the Manager of the Newcastle Office of Combined Acceptance.
Sandra’s professionalism and managerial skills made her an integral part of the success of Combined Acceptance and she was eagerly followed by many of her clients when she launched SJ Financial Services.
Sandra’s time in the Finance Broking Industry began with Tynan Financial Services and she stayed with the company through several changes in management, before taking the reigns in 1997 and completely reinvigorating the business and more than tripling the turnover.
Sandra’s excellent communication skills and extensive knowledge of the finance industry, combined with her dedication and passion for the business, make her a popular choice for many long standing clients.
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Nat Jeffery - Financial Consultant
Nat’s history in Finance Broking goes back to 1985, when he had some time in the industry, although he is mainly known for his twenty eight years in Television and his work on Radio.
Nat has been a loyal supporter of his wife, Sandra, in her business and joined the team on a permanent basis in 2008.
Although recognised for work in the media, Nat has an extensive background in business and management and brings great skills in communication and marketing to the team.
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Terry Martin - Financial Consultant
Terry has a wealth of experience in the Finance Industry, which goes back to 1979, when he started with the State/Rural Bank. He was involved with Lending for Home Loans, then Rural and Commercial Lending and became the Senior Lending Officer at the Bathurst Business Banking Centre.
Kloster Ford in Newcastle appointed Terry to the position of Fleet Leasing Manager in 1993, before he moved on to Suncorp/Metway later in 1994.
His work here included the assessing and approval of lease and hire purchase, commercial applications, before becoming a branch manager in 1996.
Later in 1997 Terry started with Leasecorp and used his extensive knowledge to process leasing and hire purchase application, mainly in the commercial sector.
SJ Financial Services welcomed Terry to the team in 2006 and value the experience and knowledge that he has brought to the business.
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